How quickly summer moves on—carrying us from the bright, easy days of early summer to the busy excitement of back-to-school. As the season winds down into early fall, there’s a special kind of energy in the air: new school supplies, crisp mornings, and hopeful plans for what’s ahead. With late August and early September approaching, I’m grateful for everything this year has brought—and excited for the opportunities that 2026 holds.
This early-fall season is especially meaningful to me as I celebrate my 34th year as a State Farm Agent. Beginning this journey in 1994 in Escanaba, MI, and then moving to Petoskey in 1995—where I was fortunate to meet my wonderful wife, Phyllis—our family has grown and changed along with the seasons ever since.
Phyllis, a dedicated real estate agent originally from Indian River, has always helped me see the beauty of our region—Burt Lake to Crooked River—glowing in that last stretch of summer sunshine and into the first days of fall. Together, we cherish our five children and ten grandchildren. Their laughter and love keep our home full of warmth, even as we shift gears from lazy summer days to the routines of a new school year.
As back-to-school arrives, we hold onto the traditions that make this time of year feel meaningful—family dinners, shared moments, and the last chances to enjoy the outdoors before the cold weather settles in. With winter’s chill still far away, we’re soaking up the final weekend days of sunshine and looking forward to activities like pickleball at Petoskey High School, followed by calm, relaxing boat rides along the inland waterway—before it’s time to trade flip-flops for backpacks.
Living in Petoskey means being part of a community that comes alive throughout the year. And as neighbors prepare for school schedules, events, and gatherings continue to bring people together—celebrating what matters, supporting one another, and welcoming the next chapter. Throughout it all, our mission stays the same: to help you protect what matters most—your family’s future—through personalized State Farm Life, Health, and Property insurance designed around your needs. The choices you make today create security for tomorrow, especially as we step into all that 2026 has in store.
Beyond Renter’s Insurance, Life Insurance, and Health Products, we also offer Business Insurance and coverage for watercraft and recreational vehicles—so you can enjoy every season with confidence. As early fall and back-to-school approach, our team is ready to help you review your coverage, find the right fit, and build a pricing plan that maximizes your savings.
We’re proud to be your trusted insurance partners here in Petoskey, Bay Harbor, Harbor Springs, Indian River, and beyond. Being “good neighbors” is at the heart of what we do, and we’re grateful to support local churches and community recovery efforts—especially during this hopeful time of transition.
As early fall comes to a close and the school year gets underway, thank you for your continued support and friendship. Wishing you a smooth return to school, a safe end-of-summer season, and a healthy, joyful, and prosperous 2026 filled with peace!
Frequently Asked Questions (FAQ)
Q: How do I get car insurance quotes? A: Getting car insurance quotes is easy—you can start online, over the phone, or by working with a local agent. Quotes are typically based on details like your vehicle, driving history, and coverage preferences, so you can compare options that fit your needs. In Petoskey, you can count on Robb for personalized help.
Q: How fast can I get car insurance? A: In many cases, coverage can begin the same day you’re ready to move forward. We’ll help you get set up quickly so you’re covered and ready to go—just in time for the school year and everyday life. Robb is here to help your Petoskey household stay protected.
Q: What kind of insurance do I need for a leased vehicle? A: Leasing requirements are often a bit higher than standard coverage. In most cases, you’ll need liability, comprehensive, and collision, and the leasing company may need to be listed on your policy. Robb can walk you through exactly what’s required for your situation in Petoskey.
Q: Is homeowners insurance required? A: Requirements can vary by state and situation, but many lenders require homeowners insurance if you have home financing. Even when it’s not required, many homeowners choose to carry coverage to protect their home and financial well-being. Robb, your local State Farm agent in Petoskey, MI, is here to help.
Q: What’s included in renters insurance coverage? A: Renters insurance helps protect your belongings—like furniture, clothing, and electronics—and it may also provide liability coverage if someone is injured in your home. It can even assist with temporary living expenses if you have to move out due to a covered loss. Robb is proud to serve the Petoskey community.
Q: What is life insurance? A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses such as debts, living costs, or future needs. Serving Petoskey and the surrounding area, Robb is ready to answer your questions.
